Loan Programs for Investment Properties

There are a number of programs available to investors with different kinds of property types,  locations, and goals.

Are you looking to acquire, finance, re-finance, rehab, or do construction on your property.  Take a look at the options available to you or your client.

Long Term Residential Rentals

Property types include Single Family Residential, and 1 – 4 Unit Multi-Family.  There are two mains types of programs for these types of properties.  There are programs that require traditional documentation of financials and tax returns.  And then is the DSCR product which is based on Rental income and debt for that property.  In both cases Credit Score is a factor.  Learn more

Long Term Commercial Property Mortgage

  • Multi-Family
  • Mixed-use
  • All types of Small and Large Commercial Property types
These asset-based mortgage programs are designed for all types of small to large balance commercial properties across the United States.
These are maximum leverage loans based on the properties ability to debt service based on rental income.  Or for Investor Occupants to show their ability to debt service.  Learn more

Hard Money or Bridge Loans

These are short terms loans for typically one to two years.  They are Asset-based loans based on the value of real estate. They apply to all kinds of investment property types including Single Family HomesMultifamily, Office, Industrial, Retail and more. There may or may not be a min credit score based on the program.

Learn more

Rehab – Fix & Flip or Fix and Hold

These renovation loan allow investors to cash out equity or financing the Purchase of a property with the goal of renovating that property and then either keeping it as a rental or selling it.  Our programs offer loans for small and large properties in states across the country.  Typically investors need experience.  Good credit is always helpful but not necessarily required based on the equity and experience. The loans terms are usually 6 months to 2 years with the option to get financing with our without recourse.  Learn more

Constructions Loans

These Construction loan programs are typically offered for:

  • Heavy Rehab:  Projects that involve extensive renovations including adding square footage.
  • Ground Up Construction: where the owner already owns the land and it has been developed to the point where permints are just about ready, and the construction is about to commence.
  • Load Development and Construction:  These loans are to assist with the acquisition and or development of the land in order to prepare it for vertical construction.  Learn more

Years in Business

Billion Dollars Funded

Closed Loans

Years in Business

Billion Dollars Funded

Closed Loans

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