Investment Property &
Home Loans
We got it all!
Call Now
(800)983-2430
- Residence
- Investment
Conventional LoansConforming conventional loans are loans that adhere to the standards set by Fannie Mae and Freddie Mac, including maximum loan amounts. As of 2022, the standard limit for a conforming conventional mortgage loan maximum is $647,200 for a single-family home that you intend to live in. For borrowers in high-cost areas, the limit can be as high as $970,800. |
 |
Jumbo LoansJumbo Loans, also known as High Balance loans, are when they are over $624,200 for a single-family home, and over $970,800 in high cost areas. These loan amounts are over what is considered the lending limits for conforming loans. Jumbo loans typically require higher credit scores than conforming loans (680+). You may also need to have a lower debt-to-income ratio (DTI) and put down a larger down payment. |
 |
FHA – Federal Housing & AdministrationThese loans allow you to get into a home with a credit score as low as 500 and with very little downpayment. County loan limits do apply, but this may be a good option if your credit score isn’t high enough to qualify for a conventional loan. Learn more |
 |
VA – Department of Veterans AffairsVA loans are designed for select members of the military community, their spouses, and other beneficiaries. They don’t require a down payment and don’t charge private mortgage insurance. |
 |
Non-Prime / Subprime LoansConforming loans require that you have a debt-to-income ratio below 50% and a credit score of 620 or higher. But if your credit isn’t quite there, you may qualify for a subprime mortgage loan. These loans are non-conforming and may charge high closing costs and interest rates. However, they can provide a way to get into a home without needing to wait until your credit is in excellent shape. |
 |
Reverse MortgageGet supplemental retirement income by converting a portion of your home’s equity into cash. Receive payments as a lump sum or in monthly distributions. Learn more |
 |
Second Mortgage – Line of CreditA second mortgage is a loan made in addition to the homeowner’s primary mortgage. HELOCs are often used as second mortgages. |
 |
Fix and FlipShort-term, real estate loans designed to help an investor purchase and renovate a property in order to sell it at a profit. Learn more. |
 |
Hard Money Private LoansA short-term loan, typically 12 months, is used until a person or company secures permanent financing or removes an existing obligation. It allows the user to meet current obligations by providing an immediate cash flow. Learn more |
 |
Construction Ground UpA loan program designed to provide a streamlined financing solution to build single family, multi-family, and mixed use projects which are entitled or shovel ready. Learn more |
 |
Long Term RentalsAllows investors to purchase or finance an investment property for a term of 5 to 30 years. Typically it is done based on the actually or market rent of the property. Learn more |
 |
What’s your Biggest Challenge?
Credit Challenges
Low Credit Scores, Excessive Debt, Mortgage Lates, Bankruptcy, Foreclosure, Forbearance; there are solutions.
Down Payment and Equity
Low Credit Scores, Excessive Debt, Mortgage Lates, Bankruptcy, Foreclosure, Forbearance; there are solutions.
Income
Low Credit Scores, Excessive Debt, Mortgage Lates, Bankruptcy, Foreclosure, Forbearance; there are solutions.
Years in Business
Billion Dollars Funded
Closed Loans
Your financial journey starts today
Let us help you get there.
