DSCR or Long Term Rentals
Purchase, refinance, or access equity — start with a quick inquiry.
Looking to purchase, refinance, or access equity from an investment property? You’ve come to the right place.
Our investment property loan programs are designed for real estate investors. Depending on the loan program, qualification may be based primarily on the property’s value, rental income, or cash flow rather than traditional personal income documentation such as tax returns.
Eligible property types may include single-family residences, 2–4 unit properties, condominiums, townhomes, multifamily properties, and other investment real estate.
Benefits of Fixed Loans
- Depending on the program, you can leverage up to 80% of the value
- Can include single-family residence, 2-4 units, condos, and town homes.
- Allows credit scores as low as 640
- Options of having a loan that has a fixed rate for 5, 7, or 10 years, but amortized over 30 and 40 year
Program Highlights
- Blanket Loans available
- 10-year interest-only option
- No income verification required
- Loan term 30 years fixed/fully amortized
- 20% down payment required for purchase
- Purchase, refinance, or cash-out options are available
- The minimum credit score of 640+ for 1-4 units and condos
- Hybrid ARM options available, 5/1, 7/1, 10/1 Amortized over 30 years
- Up to 80% loan-to-value on single-family residences, 2-4 units, condos, and townhomes