Funded Loans

First Financial Capital closes deals quickly and reliably within 2-4 weeks.

Below are some of our recently featured financings.

Ventura County Gas Station Acquisition Financing

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

70% LTV Fast Business Acquisition Loan

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

Construction Financing for a Truck-stop/Travel Center Ground Up Development; 78% LTC

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

Ritz Carlton Residences Construction Loan; San Francisco

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

Quickly Funded Gas Station Loan; Construction 75% LTC

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

Construction Loan for Luxury Home; Bel Air, California

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

Ritz Carlton Residences Construction Loan; San Francisco

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

Quickly Funded Gas Station Loan; Construction 75% LTC

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

Construction Loan for Luxury Home; Bel Air, California

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

Ritz Carlton Residences Construction Loan; San Francisco

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

Quickly Funded Gas Station Loan; Construction 75% LTC

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

Construction Loan for Luxury Home; Bel Air, California

Area Ventura County
Loan Amount $3,300,000
Purpose Acquisition Loan
Brand ARCO

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Frequently Asked Questions

What is a private lender?

Private lenders are in the business of taking funds from private investors and making private business purpose loans with those funds. Investors expect a decent return from their investments, and the interest rate from money borrowed from banks is significantly higher than the banks are being charged for the funds.

How is a private loan different than a bank loan?

Private lenders specifically offer private loans. As these loans can carry a higher level of risk, the interest rates are also a little higher than what you would get with a mortgage from a traditional bank. Since these rates are typically higher, they can often earn above average rates of return on their investment.

How do private lenders work?

Loans from private lenders work just like loans from banks or credit unions. The borrower first receives funding to buy a property, then they make a purchase, consolidate debt, make home improvements, and take care of any other expenses. Then, they pay the amount borrowed back in installments, with interest. 

How much interest is charged on a private loan?

Generally speaking, private lenders will charge between 6-15%, but this depends on the purpose of the loan, the length of the loan, and the relationship between the borrower and the lender. For instance, it is entirely possible for a parent, close friend, or business acquaintance to act as a private lender.

How to spot a legitimate loan company
  1. Check for contact information. A lender's phone number, email address, and physical address should be readily available on the website, even if it's an online-only lender.
  2. Investigate online reviews.
  3. Look at the Better Business Bureau.
  4. Make sure they are appropriately licensed.