Fix and Flip Loans

Fix and Flip Programs at a Glance

12 Months

Loans from $150k to $2.5M

Up to 85% of the purchase price + 100% of renovation cost

Rates Start at 7.99%

Looking for Funding For Your Next Fix & Flip Project?

Our ARV Loan Program offers financing for up to 90% of the purchase price + 100% of renovation costs, not to exceed 75% of the after repair value.

Plus you will only be charged interest on your outstanding balance, not on the rehab holdback so you don’t pay for the funds you aren’t using.

Loan Criteria Collateral:

Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes: 5+ Unit Apartments; Mixed-Use Properties


Up to 90% of the Purchase Price + 100% of the Renovation Cost; Not to Exceed 75% of the ARV


12 Months (6-Month Extension Available)

Minimum Property Value:

$75k for 1-4 Family
$50k per Unit for Multi-Family (5+)/Mixed-Use

Loan Amount:

$150k – $2.5M for 1-4 Family, Condos, & Townhomes
$250k – $5M for Multi-Family (5+)/Mixed-Use

Minimum FICO:



As Low As 7.99% (Interest Only Charged on Outstanding Balance)

Pre-Payment Penalty:

Not applicable.

This is our program #230.  Rates and Terms are subject to change without notice.