Loan Types |
Typical Minimum Credit Scores |
Minimum time since Bankruptcy |
Minimum time since Foreclosure |
|---|---|---|---|
| Conventional | 620 | 4 years | 7 years |
| Jumbo | 680 | 7 years | 7 years |
| FHA | 500 | 2 years | 3 years |
| Non-Prime | 575 | 1 year | 1 year |
| Reverse | No minimum score. | No minimum | No minimum |
| 2nd Mortgages | 640 | 4 years | 7 years |