Commercial Property Long Term Financing
Multi-Family, Mixed-use, and Small Commercial Properties.
investment property financing.
Customize loans to meet the individual needs of each investor. Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.
- Interest-only payments up to 10 years.
- Great for qualifying self-employed investors and small business owners.
- Based on property value, not personal income.
- Best alternative to hard money loans.
- Minimum loan amount of $750,000
- Maximum loan amount for 1 unit is $2,000,000
- 30 year fixed, fully amortized
- 5 year Interest only, which reduces your payment. Then 25 years following the interest only period.
- Minimum 1 year. Can reduce the rate by adding up to 7 years of pre-payment penalty where permitted by state.
Investor 1-4 Guidelines
|Loan Amounts||1 unit max = $2MM|
|Loan Size||75% Max LTV | 70% LTV on refinance transactions ≥ $1MM.|
|Experience||First time buyers are on a case-by-case basis for investment 1-unit properties.|
|Purpose:||Purchase, Rate-Term Refinance, Cash-Out Refinance.|
|Loan Amounts:||$75K – $5MM | Minimum loan amount for Multi-Family, Mixed-Use and Commercial is $100K.|
|Credit Score||650 minimum (mid FICO).|
|Lending Locations nationwide||For ineligible locations, contact us your scenario|
|Impounds||Required for property taxes and insurance.|
|Combined Loan to value||80% maximum Combined loan to value for multiple liens.|
|Foreign Investors||65% maximum Loan to Value|
|Experience First time investor||5% Loan to Value reduction for all property types|
Benefits of this Program
Lock in low rates without providing tax returns.
Higher Loan to value
Small-balance commercial: up to 80%| 1-4-unit investor (DSCR): up to 85%.
No tax returns required with our No Doc or Bank Statement solutions
Years in Business
Billion Dollars Funded
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